Yes! You Can Own the Home You Want: First Time Buyer's Guide to Affordable Home Ownership

This title provides: 22 ways to buy with little or no money down; 11 ways to overcome credit problems; 9 techniques to obtain lower monthly payments; and, 17 strategies to make qualifying easier. Either you can afford to buy a home or you can't, right? Wrong! In this eye-opening and empowering guide you will learn that affordability is not a predetermined fact of life, but a problem you can solve. Home ownership advocate Gary W. Eldred reveals that innovative mortgage lenders, government agencies, home builders, and not-for-profit groups now offer dozens of new and exciting plans to help you become a homeowner. This indispensable book shows you how to shape up your credit and finances, choose a committed realtor, negotiate a win-win purchase agreement, and arrange financing you can afford. You'll learn from the successes of former renters who are now homeowners - couples, singles, and families from diverse economic and ethnic backgrounds. Their stories illustrate the gold mine of ideas, techniques, and tactics that will help you develop your own personal affordability strategy. You'll discover how to: find the right location and shop for the best value; improve your credit and financial picture; use an affordable first-time buyer program - with dozens of techniques to boost affordability; negotiate an affordable purchase agreement; and, build wealth through home ownership. The most complete guide to homebuying you'll find anywhere, "Yes! You Can Own the Home You Want" is the best investment a homebuyer can make - except, of course, for your home itself.